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Mortgage affordability calculator

Maximum mortgage by income (LB DTI 40%).

Inputs

Result

Monthly payment capacity600,00 €
Maximum loan128 767,15 €
DTI cap40%

How it works?

Under the Bank of Lithuania recommendation, the payment should not exceed 40% of net income. Maximum loan is computed as an annuity at the given rate.

Official sources:Lietuvos bankas· 2026 · 2026-09-04

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